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In the news is a story about parents who feel vaccinations do more harm than good and are refusing to get their children vaccinated. They are being threatened with jail time if they don’t. Over 500 of them. In Maryland a law just went into effect requiring children to be innoculated.
In case you didn’t know, the serums have never been proven to be safe by the Center for Disease Control. They contain the heavy element mercury which has been proven to cause developmental diseases. Who knows what else is in them as the pharmaceutical companies are not required by law to tell us.
If something were known to cause health problems don’t you think you have the right to know about it? If you find out you’ve been using something that has been shown to put your health at risk and you just found out about it, what are your options? Or, you are being forced to submit to a law that you feel puts you, or your family, more at risk, what do you do?
With a Pre-Paid Legal Membership you can find out with a simple phone call.
In friday’s Wall Street Journal on page 1 was a story titled “Marketers Use Trickery To Evade No-Call Lists“. The National Do Not Call Registry was insituted to give Americans the ability to stop solicitations by phone in response to the telemarketing industry basically flooding people with phone calls. If you aren’t on the list and you are reciving telemartketing calls that you do not want I suggest you get on it.
When my girlfriend and I moved to the west coast we were hammered with 4 to 5 calls, on average, per day until we got on the list. Our phone is now peacefully quiet.
I also suggest you go read this full article, especially if you have an older person in your life that you care about.
JENNIFER LEVITZ and KELLY GREENE
October 26, 2007; Page A1Older Americans around the country are getting duped by a seemingly innocuous tactic that can expose them to hard-sell pitches from the insurance industry.
The technique is centered on a marketing tool called the lead card, and it became popular after the federal government created its Do Not Call Registry in 2003 to shield consumers from unwanted solicitors. Sent through the mail, the lead card invites the recipient to mail off an enclosed reply for free information about, say, estate planning.
Lead cards are not illegal. Selling or leasing contact information is not illegal (although it can be a pain in the neck).
What the telemarketing industry has done is to join with the direct mail industry to do an end run around the law. By sending out lead cards the direct mail industry can then compile a database of people. These lists are then used by telemarketers to call people because a business relationship has been established.
OK, this isn’t illegal. What may be illegal is that the lead cards that have been sent are rather generic and are misleading. They do not come from any specific company per se. This technique may be fraudulent.
In the article several elderly people were pressured by the solicitors to purchase products or shift their savings into things they did not need. If you have a senior loved one pass this on to them.
What can a Prep-Paid Legal membership do in this situation?
Well since it isn’t illegal for a business to contact you about a product or service there isn’t much that can be done on this aspect of it.
If you have been contacted repeatedly and repeatedly to them to not contact you and to remove you from their call list a membership can help in this respect. If you tell them to remove your name from their lists they must do so – this is a federal law.
If you do decide to allow them to present you with their product or service there will be a sales a greement or contract – your membership covers document review to help protect you. Do not let them tell you you don’t need an attorney. If they say that you most definitely do.
To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
In the past several months there has been two reports about passengers being required to change how they were dressed.
The first was a waitress for a well known restaurant chain. While the way she was dressed did accentuate her breasts there really wasn’t anything wrong with it. However, the security personnell at the airport thought it would cause passengers undue stress. She was detained, required to make a change in her appearance and almost diidn’t make her flight.
The last one I heard was a man wearing a t-shirt with a saying on it that from a joke that is at least 30 years old. The saying was a double entendre. From what I saw the shirt wasn’t overtly sexual and if you didn’t know the joke you wouldn’t know about the double meaning. He was made to change his shirt tight there in public.
Both situations could have been handled better by the authorities. If the citizens involved had a Pre-Paid Legal Service plan they could have called an attorney and let their legal representative handle it without causing undue stress to themselves.
Being delayed in going somewhere could cost you money and possibly your job.
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To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
I heard recently that the credit rating companies are implementing a ne service to help combat identity theft. Well, actually, only part of what could be stolen – your credit.
Here is the lowdown. It is called “Credit Freeze”. What it does is freeze your credit so that no one – not even you can access your credit until you unfreeze it. Sounds good doesn’t it?
Here is the down side. Each time you have a freeze placed on your credit it will cost you $30.00. Each time you unfreeze your credit it will cost you, guess what, $30.00. OUCH!
The people involved in perpetrating identity theft will go after your cash first. Then, they will possibly go after your other identities – such as your insurance, drivers license, …
Yes, the money portion is the biggest arena of Identity Theft. However, the other areas are growing fast.
Personally, I don’t like to piece meal things when I don’t have to and I am glad to have one place to contact if I feel anything is out of the ordinary. On top of they they are monitoring all aspects of my identity.
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To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
I had lunch with a friend of mine who is in the insurance industry and one of the topics we discussed was Washington States proposition to allow claimants to receive triple damages for insurance companies that pay too little or take forever to pay. See my previous post.
It shouldn’t be any surprise that he will be voting against it. I on the other hand will be voting for it. Here is a brief explanation why he is against it…
A dentist in Seattle was doing some surgery on his assistant. While she was under anesthesia he implanted wild boar tusks in her mouth, took pictures and the removed them and finished the surgery. Sounds incredible? Here are the Google results for the case.
At a party he circulated the pictures and some of the other employees showed the assistant the pictures. Needless to say she was horrified and sued. She was awarded $250,000.
The dentists’ insurance company refused to defend him. He turned around and sued his insurance company for $750,000 for NOT representing him in the case. He won! The insurance company appealed and the award was overturned. He appealed to the State Supreme Court and the original verdict was upheld.
I am not one to champion insurance companies, however, I do believe that they were in the right to refuse him coverage.
I will write a post explaining how insurance is supposed to work.
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To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
My girlfriend belongs to a business networking group and just came home. She told me about some stories that the person who represents a bank in her group told the other group members.
Here is how it works:
You put something up for sale on the internet or in the paper. Someone buys it but writes a check for whatever price you ask or negotiate PLUS a significant amount more. When you notice the overage you tell them about it and they tell you to either wire the money to a certain account or send them a check for the amount of the overage.
It could very easily seem like an innocent mistake.
So you deposit the check and send them the money. The money is there (so you may think).
The check may be bogus. You could be liable for the amount of the amount of the check and/or any fees associated with bad checks that your bank may charge and/or any overdraught fees.
Unless you catch it right away (if you send a check) and put a STOP on the check you will be out the money you sent. If it was a wire transfer you WILL be out the amount of the overpayment as these are instantaneous.
These are the immediate effects.
If you send them a check – regardless of any STOP you put on it – they WILL have your bank number and your checking account number.
With a wire transfer (which requires an issuing account number and a receiving account number) they WILL have some of your banking information.
This could very easily lead to ID Theft. If it does it will eventually mess up your life.
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To learn what Pre-Paid Legal Service Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
I was out having drinks with a friend last night when she told me about an incident with her daughter, Amy, and her daughters’ friend Betty. They are both in the age range of 10 to 12 years old.
They went to see a movie one night. The movie was over at about 10:30 PM. When the movie was over they got in Betty’s mom’s car wand went to Betty’s house. About half an hour later the police showed up and wanted to question the girls as one of the theater patrons had accused the girls of stealing her handbag. The police found out who the girls were because the lady had written down Betty’s mom’s car license plate number.
Can you imagine being a pre-teen child being questioned by the police?
Of course they were extremely nervous and I am sure the police tried to be cautious in their questioning as children can easily be lead in a conversation.
A little way into the conversation Amy said she wanted to call her dad. The police said you can’t do that. At this point Amy was almost in tears. The questioning continued. Something in the back of her mind must have broken through her emotional state because she suddenly said, “I want to call my attorney!”
One of the police officers said, “Don’t be smart.”
Amy then calmly reached into her pocket and pulled out the card she had received when her mom and dad signed up for a Pre-Paid Legal Family membership. She showed this to the police officer who looked at and read the card.
The questioning wrapped up quickly and the police left.
I know that a majority of police officers are honest and forthright. I know there are kids out there that steal and commit other crimes. I know that most people, especially children, do not have access to an attorney at 11:00 in the evening. I know it is our Constitutional Right to have legal counsel while being questioned by the authorities.
I have that access. My son has that access. Do you? Do your children?
To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
It doesn’t matter if you believe in Global Warming. The truth truly is we ARE destroying our environment. Pesticides and Drugs are showing up in our water and the fish and seafood we eat. The amount of fresh drinkable water available to our growing population is decreasing.
FOR IMMEDIATE RELEASE
August 15, 2007
BLOGGERS TO UNITE ON BLOG ACTION DAY
All Blogs Invited to Take Part in Joining Voices to Help Environment
An international initiative of bloggers known as “Blog Action Day” launched today, with the aim of uniting thousands of blogging voices, talking about one issue for one day. This year on Blog Action Day, which is slated for Oct. 15, 2007, bloggers will be discussing the environment.
Major blogs have signed up to participate, including Lifehacker, Dumb Little Man, Lifehack.org, Get Rich Slowly, Web Worker Daily, GigaOm, The Simple Dollar, Zen Habits, Freelance Switch, LifeClever, Unclutterer, Pronet Advertising, Wise Bread and many more.
“For just one day, we’d like to unite as many of the millions of bloggers around the world and speak about one issue – the environment,” said Collis Ta’eed, an Australian blogger from FreelanceSwitch.com, and a cofounder of Blog Action Day. “We want to display the potential and the power of the blogging community, which is a disparate community but one with an amazing size, breadth and diversity. By bringing everyone together for one day, we can see just how much can be achieved, and how much we can be heard.”
Blog Action Day is a non-profit initiative, and will be an annual event. As an alternative to blogging about the environment on Blog Action Day, bloggers can opt to participate by donating their blog’s proceeds from Oct. 15 to one of several environmental organizations chosen for this purpose: Greenpeace International, The Nature Conservancy, the National Wildlife Federation (NWF), the Conservation Fund, and the Sierra Club.
Bloggers who would like to participate in Blog Action Day should visit BlogActionDay.org or email Collis Ta’eed at collis@eden.cc, so they can be listed on the Blog Action Day site. To participate, a blog just needs to write about the issue of the environment on Oct. 15, 2007, or donate its proceeds for the day to one of the chosen environmental organizations.
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Thanks to Dave Lucas for the logo!
On Saturday, September 29, 2007 on Court TV there was a 30 minute documentary about Pre-Paid Legal Services hosted by Mike Moore, the Attorney General who brought the landmark suit against the tobacco companies and won. If you think going to court is hard try being in his shoes. He had two assistant AG’s with him against 68 tobacco attorneys AND the governor of Mississippi!
To learn what plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
While I was young both of my parents were teachers and we traveled quite a bit during summer vacation. I don’t ever remember dad getting a moving violation in any of the 40 states we managed to visit before I graduated.
While I was in the Navy I was transferred from the East Coast to the West Coast and I drove. At the time I had a Datsun 310 Hatchback. It was a nice car but didn’t have a very large engine (in the midwest a strong headwind would cause the car to slow down). Along the way I was doing about 5 mph over the speed limit and was being passed by other cars when I was stopped by a State Patrol Officer – or so I thought as I am not so sure now.
I received a speeding ticket. Since I had a deadline to arrive at the west coast I continued on my way and stopped twice a day to try and call to see about making payment arrangements. The phone was never answered. So I was never able to pay. I never received any summons or warrants or notification.
Anyone who travels inter-state as a regular part of their income earning profession knows that their time is limited and any time required to appear in court is extremely limited. So, what happens? Any ticket or fine is paid – whether it is warranted or not. Not only that but it can and does cost more than just the ticket in lost time, wages and possibly increased insurance rates and and a possible hit on your credit score (which has become exremely important these days).
Pre-Paid Legal Memberships have been set up to deal with these situations. You have access to an attorney in every state. Seems really incredible to have an attorney on retainer – not just in one state but all 50 PLUS most of the provinces of Canada! I love it!!
To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
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