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In the news is a story about parents who feel vaccinations do more harm than good and are refusing to get their children vaccinated. They are being threatened with jail time if they don’t. Over 500 of them. In Maryland a law just went into effect requiring children to be innoculated.
In case you didn’t know, the serums have never been proven to be safe by the Center for Disease Control. They contain the heavy element mercury which has been proven to cause developmental diseases. Who knows what else is in them as the pharmaceutical companies are not required by law to tell us.
If something were known to cause health problems don’t you think you have the right to know about it? If you find out you’ve been using something that has been shown to put your health at risk and you just found out about it, what are your options? Or, you are being forced to submit to a law that you feel puts you, or your family, more at risk, what do you do?
With a Pre-Paid Legal Membership you can find out with a simple phone call.
In friday’s Wall Street Journal on page 1 was a story titled “Marketers Use Trickery To Evade No-Call Lists“. The National Do Not Call Registry was insituted to give Americans the ability to stop solicitations by phone in response to the telemarketing industry basically flooding people with phone calls. If you aren’t on the list and you are reciving telemartketing calls that you do not want I suggest you get on it.
When my girlfriend and I moved to the west coast we were hammered with 4 to 5 calls, on average, per day until we got on the list. Our phone is now peacefully quiet.
I also suggest you go read this full article, especially if you have an older person in your life that you care about.
JENNIFER LEVITZ and KELLY GREENE
October 26, 2007; Page A1Older Americans around the country are getting duped by a seemingly innocuous tactic that can expose them to hard-sell pitches from the insurance industry.
The technique is centered on a marketing tool called the lead card, and it became popular after the federal government created its Do Not Call Registry in 2003 to shield consumers from unwanted solicitors. Sent through the mail, the lead card invites the recipient to mail off an enclosed reply for free information about, say, estate planning.
Lead cards are not illegal. Selling or leasing contact information is not illegal (although it can be a pain in the neck).
What the telemarketing industry has done is to join with the direct mail industry to do an end run around the law. By sending out lead cards the direct mail industry can then compile a database of people. These lists are then used by telemarketers to call people because a business relationship has been established.
OK, this isn’t illegal. What may be illegal is that the lead cards that have been sent are rather generic and are misleading. They do not come from any specific company per se. This technique may be fraudulent.
In the article several elderly people were pressured by the solicitors to purchase products or shift their savings into things they did not need. If you have a senior loved one pass this on to them.
What can a Prep-Paid Legal membership do in this situation?
Well since it isn’t illegal for a business to contact you about a product or service there isn’t much that can be done on this aspect of it.
If you have been contacted repeatedly and repeatedly to them to not contact you and to remove you from their call list a membership can help in this respect. If you tell them to remove your name from their lists they must do so – this is a federal law.
If you do decide to allow them to present you with their product or service there will be a sales a greement or contract – your membership covers document review to help protect you. Do not let them tell you you don’t need an attorney. If they say that you most definitely do.
To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
Most of us through our Junior, or Middle, and High School years have, or had, thought about what sex is, or was, like. Many of us have, or had, sex during those years.
Sometimes I find it interesting how things happen. I just finished reading a book about Australian Aboriginal Society. Part of the book deals with their view of sex. They view sex as a wonderful part of life and when it comes to children imitating adult behaviors about sex they don’t condone it, but neither do they punish them for it. Of course the children are pretty much capable of living on their own by the time they are 5 years old. They know how to find food and shelter and water. Their culture is structured in such a way that the children, while still children are able to act as adults when the need arises.
They, as a result of their culture do not have problems with population.
Our culture is fragmented. On the one hand our population must grow. On the other hand sex is a taboo subject. We expect our children to act as adults, but when they do it is a crime.
In the case of Genardo Wilson both parties involved were agreeable to what happened. It was not intercourse so there was chance of an untimely pregnancy.
Somehow the authorities caught word of the incident and prosecuted Mr. Wilson (Yes, Mr. as he is now an adult). He was convicted and went to jail. He refused to plea bargain because he did not feel he commited a crime nad didn’t want the stigma of being labled as a sex offender for the rest of his life.
After the incident and while the case was in court the state legislature changed the law and Genardo was tried as an adult (seemingly the law was used retroactively). While he was in jail after his conviction the law was changed again to make it a misdemeanor he was left in jail.
He is now free. My congratrulations Mr. Wilson!
How does this tie in to a Pre-Paid Legal Membership?
When the police showed up to arrest him, with our Legal Shield, he would have had 24 hour emergency access to an attorney. With early intervention by an attorney it is possible that he may never have been arrested in the first place.
To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
In the past several months there has been two reports about passengers being required to change how they were dressed.
The first was a waitress for a well known restaurant chain. While the way she was dressed did accentuate her breasts there really wasn’t anything wrong with it. However, the security personnell at the airport thought it would cause passengers undue stress. She was detained, required to make a change in her appearance and almost diidn’t make her flight.
The last one I heard was a man wearing a t-shirt with a saying on it that from a joke that is at least 30 years old. The saying was a double entendre. From what I saw the shirt wasn’t overtly sexual and if you didn’t know the joke you wouldn’t know about the double meaning. He was made to change his shirt tight there in public.
Both situations could have been handled better by the authorities. If the citizens involved had a Pre-Paid Legal Service plan they could have called an attorney and let their legal representative handle it without causing undue stress to themselves.
Being delayed in going somewhere could cost you money and possibly your job.
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To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
I heard recently that the credit rating companies are implementing a ne service to help combat identity theft. Well, actually, only part of what could be stolen – your credit.
Here is the lowdown. It is called “Credit Freeze”. What it does is freeze your credit so that no one – not even you can access your credit until you unfreeze it. Sounds good doesn’t it?
Here is the down side. Each time you have a freeze placed on your credit it will cost you $30.00. Each time you unfreeze your credit it will cost you, guess what, $30.00. OUCH!
The people involved in perpetrating identity theft will go after your cash first. Then, they will possibly go after your other identities – such as your insurance, drivers license, …
Yes, the money portion is the biggest arena of Identity Theft. However, the other areas are growing fast.
Personally, I don’t like to piece meal things when I don’t have to and I am glad to have one place to contact if I feel anything is out of the ordinary. On top of they they are monitoring all aspects of my identity.
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To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
I had lunch with a friend of mine who is in the insurance industry and one of the topics we discussed was Washington States proposition to allow claimants to receive triple damages for insurance companies that pay too little or take forever to pay. See my previous post.
It shouldn’t be any surprise that he will be voting against it. I on the other hand will be voting for it. Here is a brief explanation why he is against it…
A dentist in Seattle was doing some surgery on his assistant. While she was under anesthesia he implanted wild boar tusks in her mouth, took pictures and the removed them and finished the surgery. Sounds incredible? Here are the Google results for the case.
At a party he circulated the pictures and some of the other employees showed the assistant the pictures. Needless to say she was horrified and sued. She was awarded $250,000.
The dentists’ insurance company refused to defend him. He turned around and sued his insurance company for $750,000 for NOT representing him in the case. He won! The insurance company appealed and the award was overturned. He appealed to the State Supreme Court and the original verdict was upheld.
I am not one to champion insurance companies, however, I do believe that they were in the right to refuse him coverage.
I will write a post explaining how insurance is supposed to work.
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To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
Yesterday I heard on the news that not one but two computers containing the names of over 2 million HazMat certified truck drivers were stolen. This is NOT good.
A quick check of Wikipedia reveals that hazardous materials “may be radioactive, flammable, explosive, toxic, corrosive, biohazardous, an oxidizer, an asphyxiant, a pathogen, an allergen, or may have other characteristics that render it hazardous in specific circumstances.”
We depend on hazardous materials drivers to transport these materials in a safe manner and that they understand what safeguards are required to keep from exposing us and the environment to these materials. Besides knowing how to handle these materials they put themselves, and us, at risk should anything go wrong. Can you imagine what could possibly go wrong if someone who didn’t receive the certification were to transport these dangerous goods?
Another side to this situation is what if someone wishing to do us and our country harm were to use a false ID and certification were to pose as someone who has the certification and gain access to a truckload of hazardous material? Not only could it cause major problems for the real hazmat driver but also for any of us.
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To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
It took me some time to figure out what to post about for Blog Action Day. I really don’t know of anything that no one has heard before. I tried to think of how I could tie the subject of this blog together with the environment. It just hit me (at 9:30 in the evening on a Sunday).
I heard some time ago about a federal law that would reward people who discovered a source of pollution and turned it in (if it resulted in fines being recovered.)
I did do a Google Search for it and couldn’t find it (any takers on why that might be?)
I will call my attorney tomorrow and get an answer by tomorrow evening.
So, please come back soon to see what I discovered.
In the meantime you may want to check out this blog for some more enviroment friendly posts.
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To learn what Pre-Paid Legal Service Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
My girlfriend belongs to a business networking group and just came home. She told me about some stories that the person who represents a bank in her group told the other group members.
Here is how it works:
You put something up for sale on the internet or in the paper. Someone buys it but writes a check for whatever price you ask or negotiate PLUS a significant amount more. When you notice the overage you tell them about it and they tell you to either wire the money to a certain account or send them a check for the amount of the overage.
It could very easily seem like an innocent mistake.
So you deposit the check and send them the money. The money is there (so you may think).
The check may be bogus. You could be liable for the amount of the amount of the check and/or any fees associated with bad checks that your bank may charge and/or any overdraught fees.
Unless you catch it right away (if you send a check) and put a STOP on the check you will be out the money you sent. If it was a wire transfer you WILL be out the amount of the overpayment as these are instantaneous.
These are the immediate effects.
If you send them a check – regardless of any STOP you put on it – they WILL have your bank number and your checking account number.
With a wire transfer (which requires an issuing account number and a receiving account number) they WILL have some of your banking information.
This could very easily lead to ID Theft. If it does it will eventually mess up your life.
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To learn what Pre-Paid Legal Service Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
Since moving west 2 years ago I’ve had an acquaintance who is a small business owner with a shop in a plaza across the street from a major mall. His business is a smoke shop. He also sells soda and knives an a few other things.
In the two years that I have known him his business has been broken into three times. All the break-ins were through the window that looks out on to the parking lot – in full view of anyone who happens to be passing by. However, they have been taking place about 1:00 Sunday morning.
In all cases the police have arrived and surveyed the scene. I wasn’t there so I do not know the full exchanges between him and the police. All I have is his side of the story.
According to him all the plolice did was show up, look around a bit, talk and tell him that whoever did it wore gloves. That was it. I don’t think he has heard anything about the other two times.
To top it off the thieves went through his mail – not a good sign (can you say ID Theft?).
However, as citizens of a democratic nation, we do have the right to have our grievances resolved. The police are part of that process and we expect them to do their best to help us. However, we do have the responsibility to help them to help us.
If you are the victim of robbery or any other crime and nothing seems to be getting done about it what can you do? First, contact an attorney for advice and assistance. Their job is to help us deal with legal situations. Second, follow their advice and recommendations as completely and full as you are capable. Third, have them contact the law enforcement agency on your behalf to get resolution to your situation.
My friend doesn’t have any security cameras in his store. He doesn’t have an attorney. He does have insurance for theft and damages. He doesn’t realize that as these thefts happen his insurance premiums will increase. He doesn’t have a Pre-Paid Legal membership. He doesn’t understand that our Small Business Plan is a valid tax write off for his taxes.
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To learn what Pre-Paid Legal Service’s Membership plans are available in your area visit my Pre-Paid Legal website.
I am not an attorney, therefore, do not take anything in any of my posts as legal advice. In any legal situation, as in a medical situation, always consult a professional.
The posts on this blog are only intended to provide the reader with information on how and in what circumstances they may use their Pre-Paid Legal Services, Inc. membership.
I am not an employee of Pre-Paid Legal Services, Inc. I am an Independent Associate.
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